How to Fill a Demand Draft Form

Download Sample DD Forms: Many banks provide DD forms online. Visit the official websites of SBI, HDFC, ICICI, Axis, and more to download the DD form in PDF format.

How to Get a Demand Draft

In order to get a DD, you need to fill a form and submit it to the bank authorities.

Methods Available for Filling the DD Form

There are two available methods when it comes to filling a DD form. They are:

1. Online
2. Offline

Common Mistakes to Avoid While Filling DD Form

Avoid these common errors to ensure your DD request is processed smoothly:

1. Writing incorrect beneficiary name
2. Leaving fields blank
3. Using pencil or erasable ink
4. Incorrect branch or IFSC code
5. Not mentioning the payment mode
6. Illegible handwriting

Double-check all details before submitting your DD Form to prevent delays or rejections.

Process Involved in Creating a Demand Draft

1. Fill the DD form
2. Pay the DD charges in cash or cheque.
3. Quote your PAN number if the DD amount exceeds Rs.50,000.

Where to Submit a Demand Draft Form?

You can submit the filled Demand Draft Form at:

1. Any branch of the issuing bank
2. The nearest customer service desk or DD counter
3. Through net banking portals (for select banks offering online DD services)

Carry valid ID proof and the amount in cash or ensure sufficient balance in your account if opting for account debit.

How to Track a Demand Draft Status?

To track the status of your Demand Draft, follow these steps:

1. Visit the issuing bank’s branch or website
2. Provide the DD number, issue date, and branch code
3. Use net banking (if available) to check if the DD has been cleared
4. Contact customer support with your reference ID

Most banks do not offer real-time tracking for DDs, but you can get updates on whether the DD has been encashed or is still pending.

Bank-wise Demand Draft Charges & Timings

DD charges vary by bank and amount. Here’s a quick overview:

Note: Charges and timings may vary based on branch and city. Always verify with the bank before visiting.

How to Track a Demand Draft Status?

To track the status of your Demand Draft, follow these steps:

1. Visit the issuing bank’s branch or website
2. Provide the DD number, issue date, and branch code
3. Use net banking (if available) to check if the DD has been cleared
4. Contact customer support with your reference ID

Most banks do not offer real-time tracking for DDs, but you can get updates on whether the DD has been encashed or is still pending.

What Details Need to Be Provided in the DD Form?

1. Date
2. Name of the applicant
3. Name of the recipient in whose favour the DD is to be issued
4. City name where the DD is payable
5. Bank Branch name where the DD is made
6. DD amount
7. Service fee of the bank
8. Signature of the applicant
9. Particulars of the money deposited.

Contents of a Demand Draft

A Demand Draft contains the following contents:

1. Date of Issue of the instrument
2. Name of the drawee bank and branch
3. MICR code of the bank branch
4. Name of the drawee
5. Payable amount in words and figures
6. A unique six-digit demand draft number
7. Signature of the authorised signatory of the branch where the DD is prepared
8. If you are looking to make a DD in order to pay someone, the aforementioned details will come in handy. If you have any other queries regarding DD forms, you can contact the bank authorities for the same.