Indian Bank IFSC code & MICR code

Step 1:  You need to visit the BankBazaar website 

Step 2:  Tou needs You need to visit the IFSC main page

Step 3: The next step is to fill up all the options displayed in the drop-down menus

Step 4: Once the step is completed properly, the IFSC code of the particular bank branch along with the MICR code, bank address and phone number are displayed.

How to Transfer Money Using Indian Bank NEFT and RTGS?

Indian Bank offers customers the convenience of transferring funds using NEFT, RTGS, and IMPS that enables customers to perform fund transfer across various banks, accounts, states, and cities. 

Real Time Gross Settlement System (RTGS): 

1. RTGS is available for fund transfers for amounts starting from Rs.1 lakh. 

1. Transfers can be made via net banking or by visiting the bank branch. 

1. Customers need to fill a Fund Transfer Instruction form with details like: 

1. Name of the recipient 

1. Account number and type 

1. Bank name, branch, and IFSC code 

1. Amount to be transferred 

1. Remarks for the recipient 

1. RTGS services are accessible on weekdays and Saturdays, except Sundays and national holidays.

National Electronic Funds Transfer (NEFT): 

NEFT is ideal for transferring smaller amounts less than Rs.1 lakh and to initiate a transfer, customers should fill in the Fund Transfer Instruction form at the bank, providing the following details: 

1. Name of the recipient 

1. Account number and type 

1. Bank name, branch, and IFSC code 

1. Amount to be transferred 

1. Message or remark for the recipient 

Fees and Charges of RTGS and NEFT Transaction by Indian Bank 

Where can I find IFSC and MICR Codes?

1. You can find the IFSC code on the top left corner of the cheque leaf, at the end of the branch address.
2. You can find the MICR code at the bottom of the cheque leaf.
3. You can find both IFSC code and MICR code on the official RBi website.

About Indian Bank 

Indian Bank was established in 1907 with headquarters in Chennai, which became government-owned in 1969. It now operates around 2,149 branches across over 70 countries, with subsidiaries in housing and merchant banking, and consistently reports a net profit of nearly a thousand crores. The bank offers various banking services and has two subsidiaries, Indian Bank Housing Ltd. and Indian Bank Merchant Banking Services Ltd.