TATA AIG Bike Insurance Policy

1. Covers partial or total loss caused due to accident, fire, theft, or other
2. Offers quick claim settlement
3. Three years long-term policy
4. Paperless instant renewal
5. Provides special add-on coverage
6. No claim bonus for claim-free experience
7. Cashless garage across Indian

Benefits of TATA AIG Two-Wheeler Insurance Policy

The following are some of the benefits of availing TATA AIG Two-Wheeler Insurance policy:

1. Hassle-free claim settlement

1. Provides an easy online renewal process 
2. Offers 24 x 7 customer care service to resolve queries

Eligibility Criteria for TATA AIG Two-Wheeler Insurance Policy

TATA AIG Two-Wheeler Insurance plan can be availed by owners of two-wheeler, provided the vehicle is registered with the Regional Transport Authority in India, under their names.

TATA AIG Two-Wheeler Insurance Coverage

TATA AIG Two-Wheeler insurance covers the following:

1. Damage or any type of loss caused to the vehicle
2. Personal accident coverage of Rs.15 lakh and optional accidental coverage for co-passenger
3. Damage, loss of life, or damage of the property of any third party caused due to accident

Add-On Coverage

The following are the add-on coverages provided by the TATA AIG two-wheeler insurance policy:

1. Depreciation Reimbursement: This depreciation allowance covers the expense of depreciable parts, which are replaced or repaired by TATA AIG during the time of claim. This benefit is mentioned under Section 1 of the plan.

1. Return to invoice: Under this add-on coverage, the amount paid in case of theft or total loss is equivalent to the current market price of the vehicle or the difference between the claim received and the purchase price of the car mentioned in the invoice, whichever is less. The amount also includes the first-time registration charge and road tax.

Exclusions in TATA AIG Two-Wheeler Insurance Policy

TATA AIG Two-Wheeler Insurance policy is not applicable for the following scenarios:

1. Imported two-wheeler

1. Wear and tear due to the aging of the vehicle
2. Depreciation
3. Deliberate accidental loss
4. Accident due to intoxicated driving
5. Consequential loss
6. Electrical or mechanical breakdown
7. Damage caused by or to a person due to a vehicle without a license
8. Under section 1, theft claims and total loss are not covered
9. The vehicle is recovered within 90 days of theft after submission of the Final Investigation Report
10.  If a Final Investigation report is not issued by the police, which is to be submitted to TATA AIG in case of a theft claim
11. Non-built-in electrical and non-electrical accessories in the invoice are not covered under section 1

How to Renew TATA AIG Two-Wheeler Insurance Policy

The following are the steps to renew the TATA AIG Two-Wheeler Insurance plan:

1. Visit the official website of TATA AIG Insurance Company
2. Click on the renewal option
3. Enter the policy number
4. Provide other details such as client identification number and two-wheeler registration number
5. Provide personal details such as registered phone number and email address
6. Pay the premium amount

After successful payment of the policy premium, a digitally signed copy of the insurance policy will be sent to the registered email address. Policyholders can set reminders by providing details such as policy number, name, mobile number, email address, contact number, product, and month.

How to File a Claim for TATA AIG Two-Wheeler Insurance Policy

The following are the steps to claim the TATA AIG Two-Wheeler Insurance policy:

Call the toll-Free Helpline number - 1800-266-7780 and provide the following details:

1. Policy number
2. Contact number and name of the insured
3. Location, date, and time of loss
4. Type of loss
5. Contact details of the person present at the location of the loss

1. In case of an accident

The following are the procedures to claim settlement:

1. Visit the injured, if any
2. Note down the number of other vehicles involved in the accident, if
3. Note the name and contact details of witnesses, if any
4. File FIR in case of theft, property damage, or any bodily injured involved in the accident
5. Fill in the claim form and call the toll-free number to process the claim

Documents Required to Claim Settlement for TATA AIG Bike Insurance Policy

The following are the list of documents required to claim settlement under TATA AIG Two-Wheeler Insurance Policy for specific scenarios:

Accident:

1. Driving License copy
2. Registration Certificate book
3. Policy document
4. FIR
5. Original Repair Estimate Bill
6. Invoice receipt, in case of cashless service
7. estimate bill, original invoice and payment receipt, in case of reimbursement

Theft:

1. FIR copy
2. Original keys
3. Driving License copy
4. Policy document
5. Registration Certificate book
6. Final confirmation with “No Trace Report” provided by the police
7. Duly signed Form 26, 28, 29, 30 and Form 35

Third-Party Clain:

1. Duly signed claim form
2. Copy of Police FIR
3. Vehicle’s registration certificate (RC) book
4. Driving License copy
5. Policy document