Harley-Davidson Two-Wheeler Insurance

Harley-Davidson is probably one of the most popular brands of two wheelers in the world. The company’s history can be dated back to 1903 when it was founded in Wisconsin, United States by William A. Davidson, Walter Davidson, William S. Harley, and Arthur Davidson. In India, the company’s headquarters is in Gurgaon, Haryana. The company’s operations in India began in 2009 and have since had great success.

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In July 2010, the first dealership was appointed. Eleven models from each of its six platforms (Dyna, Sportster, V-Rod, Street, Softail, and Touring) are available in India. Authorized dealerships also offer Indian customers everything from a full range of parts, to general merchandise and accessories. There are fifteen dealership facilities in Bangalore, Mumbai, Kolkata, Gurgaon, New Delhi, Pune, Kochi, Jaipur, Chennai, Chandigarh, Ahmedabad, Indore, Hyderabad and Goa.

Two wheeler insurance is a necessity for all two wheelers, not only because it is required by the law but also because there are innumerable risks that come with riding a bike. As a bike enthusiast, you know how expensive a Harley-Davidson can be and also the importance of keeping your Harley-Davidson safe in every situation. The possibilities of dents, electrical failure, and other issues are increased if you take your Harley for long rides on rugged routes (as it is meant to be used). Fixing all these issues without a comprehensive cover can be very expensive indeed. There are insurance companies in India which offer covers specifically for Harley Davidsons bikes.

It is simple and quick to purchase insurance for your precious Harley Davidson online or in person. You must however do your research well before you make your purchase so as to make sure that you are getting the best deal possible. Make sure that you read the fine print so that you are sure that everything that you feel needs cover is covered. A comprehensive Insurance Policy should in the event of loss/damage caused to your two wheeler or its accessories in the event of the following calamities:

Man-made Calamities: burglary, theft, accident by external means, strike, riot, malicious act or terrorist activity. This also includes the damages caused while the two wheeler is in transit wither by rail, road, air, lift etc.

Natural Calamities: self-ignition, lightning, flood, earthquake, fire, explosion, typhoon, frost, tempest, cyclone, hurricane, landslide, inundation, storm, hailstorm, rockslide etc.

Features and Benefits of Harley-Davidson Bike Insurance

Harley davison two heeler insurance
  1. Hassle-free process of purchasing bike insurance online with minimal paperwork
  2. Personal accident coverage (Driver and owner)
  3. Road side assistance
  4. Third party liability coverage
  5. A large number of network garages where you can get cashless settlements
  6. Engine protection coverage

Insurance Companies Offering Harley-Davidson Two-Wheeler Insurance

Two-wheelers Insurance for Harley Davidson is offered by Bajaj Allianz and HDFC Ergo. Following are what each insurance company covers:

Carrier

Bajaj Allianz

HDFC Ergo

Electrical Accessories

Automobile Association

Non Electrical Accessories

Bi Fuel Kit

Personal Accident Cover

Zero Depreciation

Anti-Theft

Voluntary Deductible

Professional Discount

Harley-Davidson Bike Models in India

Harley Davidson is known for the cruiser bikes it makes. They are made in different models including:

  1. Harley Davidson Street 750
  2. Harley Davidson XL883
  3. Harley Davidson XL1200
  4. Harley Davidson FXD
  5. Harley Davidson Dyna
  6. Harley Davidson FLST
  7. Harley Davidson Breakout
  8. Harley Davidson VRSCDX
  9. Harley Davidson FLH
  10. Harley Davidson Street Glide Special
  11. Harley Davidson CVO Limited

The coverage that each insurance company offers:

Make Model Variance

Bajaj Allianz

HDFC ERGO

HARLEY- DAVIDSON CVO ULTRA CLASSIC ELECTRA GUIDE

HARLEY- DAVIDSON DYNA FXDB STREET BOB

HARLEY- DAVIDSON DYNA CKD - FXDC SUPER GLIDE CUSTOM

HARLEY- DAVIDSON DYNA STREET BOB

HARLEY- DAVIDSON DYNA FXDC SUPER GLIDE CUSTOM

HARLEY- DAVIDSON FATBOY MOTORCYCLE (2007)

HARLEY- DAVIDSON DYNA FXDF FAT BOB

HARLEY- DAVIDSON SOFTTAIL CBU - FLSTF FAT BOY

HARLEY- DAVIDSON SOFTTAIL CKD - FLSTF FAT BOY

HARLEY- DAVIDSON DYNA SUPER GLIDE

HARLEY- DAVIDSON SPORTSTER 883 R

HARLEY- DAVIDSON SOFTTAIL CKD - CLASSIC FLSTC HERITAGE

HARLEY- DAVIDSON ROAD KING CLASSIC TOURING MOTORCYCLE

HARLEY- DAVIDSON TOURING FLHR ROAD KING

HARLEY- DAVIDSON V-ROD NIGHT ROD SPECIAL

HARLEY- DAVIDSON SOFTTAIL CKD - FATBOY SPECIAL

HARLEY- DAVIDSON SOFTTAIL FLSTF FAT BOY

HARLEY- DAVIDSON SOFTTAIL CLASSIC FLSTC HERITAGE

HARLEY- DAVIDSON SPORTSTER IRON 883

HARLEY- DAVIDSON SOFTTAIL SPRINGER CLASSIC

HARLEY- DAVIDSON SPORTSTER XL883R ROADSTER

HARLEY- DAVIDSON SPORTSTER 883 R ROADSTER

HARLEY- DAVIDSON XL1200 FORTY-EIGHT

HARLEY- DAVIDSON SPORTSTER XL 883 SUPERLOW

HARLEY- DAVIDSON SPORTSTER XL1200N NIGHTSTER

HARLEY- DAVIDSON SPORTSTER XL1200X FORTY EIGHT

HARLEY- DAVIDSON STREET GLIDE

HARLEY- DAVIDSON SPORTSTER XR 1200X

HARLEY- DAVIDSON STREET 750 STD

HARLEY- DAVIDSON XL1200 NEIGHTSTER

HARLEY- DAVIDSON VRSCDX NIGHT ROD SPECIAL

HARLEY- DAVIDSON TOURING FLHX STREET GLIDE

HARLEY- DAVIDSON VFR 800 SRD

HARLEY- DAVIDSON SPORTSTER 883N IRON

HARLEY- DAVIDSON XL1200 SPORTSTER

Harley-Davidson Bike Insurance FAQs:

  • How do I choose the right coverage for my bike?

    A: You need to do some research on various companies offering insurance for your brand of two wheeler. You must decide what exactly the features that you are looking for are. Then you can narrow down your options based on the features available as well as your budget. Financial portals like BankBazaar.com can help you do this comparison. You can also contact the insurance company or check their websites to see if they offer any discount at the period that you require.

  • What kind of discount will I be able to get?

    A: You can get a discount on Electrical Accessories, Bi Fuel Kit, Voluntary Deductible, Zero Depreciation, Automobile Association, Anti-Theft, Non Electrical Accessories, Personal Accident Cover and Professional Discount. You have to check with the particular insurance company to see which you are eligible to get if any.

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