Aegon Life Insurance

Aegon Life Saral Jeevan Bima: 

Aegon Life Savings Plans

Aegon Life savings plans offer life coverage and guaranteed returns at maturity. These savings enable you to plan for both long and short-term needs while also getting life insurance.

The different types of savings plans offered by Aegon are as follows:

Aegon Life iGuarantee Max Savings: 

Aegon Life ULIP Plans

The unit linked insurance plan (ULIP) offered by Aegon Life combines market-linked investments with life insurance. In this way, your investments grow and bring you wealth even as you continue to get life insurance.

Aegon Life offers the following ULIPs:

Aegon Life i Invest Insurance Plan: 

Aegon Life iMaximize Insurance Plan: 

The Aegon Life iMaximize Insurance Plan comes with various benefits such as a simple purchase process, flexible premium payment modes, two portfolio strategy options, etc.

Aegon Life Pension Plans

Aegon Life Pension Plans help individuals earn a fixed income after retirement.

Here are the pension plans offered by Aegon Life:

Aegon Life Insta Pension Insurance Plan: 

Aegon Life Saral Pension: 

Aegon Life Rural Term Insurance Plan 

Aegon Life Rural Term Insurance Plan is a term insurance policy with a single premium. So, for a single payment, you get coverage for five years.

Aegon Life Group Insurance Plans

Aegon Life Group Insurance Plans can be purchased by members of a union or organisation, company’s employees, etc., to avail life insurance under a single master policy.

The group insurance plans offered by Aegon Life are as follows:

Aegon Life Group Credit Protection Insurance Plan: 

Aegon Life Group Health Plan 

How to Claim Insurance Through Aegon Life Insurance:

Insurance plans are purchased to protect yourself in the event that an unfortunate circumstance arises. If such an event occurs, the policyholder's dependents or nominees may submit a claim and request compensation in accordance with the conditions specified in the

particular policy. For a policy, submitting a claim only requires a few easy steps, making the procedure quick and easy.

The steps are outlined below:

Claim Intimation: The first step when filing a claim is notifying the insurance company of the claim. When filing a claim through Aegon, a filled-in claim form and the relevant documents are to be included.

There are different types of claim forms and associated documentation depending on the manner of claim being filed.

The types of forms are listed below:

1. Natural/accidental death claim form.
2. Accidental disability/dismemberment claim form.
3. Critical illness/women's critical illness claim form.
4. Terminal illness claim form.

Based on the type of claim, the relevant claim form is to be submitted to any Aegon Life Insurance branch along with the attached supporting documents such as hospital certificates, physician statement, death certificate or any other as applicable.

Payment of Fund Value: This step is applicable for death claims. Once Aegon receives the documentation, the fund value of the policy would be paid out to the beneficiaries.

Settlement Payout: Once the documentation and claim form is received, the verification of the documents will be initiated. If any other additional documentation is required, the same will be requested and on receipt, the verification will be completed.

Once the documents have been verified, any other clauses or riders attached to the policy will be examined and adjustments to the policy settlement made.

If the documents are found to be in order, the settlement will be released in favour of the beneficiary or policyholder depending on the type of claim.

The settlement will be released through NEFT (National Electronic Funds Transfer) to beneficiaries, ensuring complete transparency and reducing the possibility of fraud or any financial discrepancy.

Aegon Life Insurance's claims settlement process, as described above, is a clear and concise one that enables the policyholder or their beneficiaries to file a claim with minimum hassle.

Documents Required for Aegon Life Insurance: 

When buying a life insurance policy, there is a set list of documents that have to be submitted along with the application form. These documents are to establish the policyholder's identity and address for verification and settlement purposes. 

The documents that are to be submitted along with the application form are listed below: 

1. Passport size photograph. 
2. Proof of residence: Any one of the below mentioned documents are to be submitted towards proof of residence. 
3. Bank account or post office account statement. 
4. Property tax or municipal tax receipt. 
5. Utility bills (electricity, gas, telephone) not more than 2 months old. 
6. Letter of allotment or accommodation from State or Central government, financial institutions or listed companies. 
7. Rent agreement. 
8. Proof of identity: Any one of the below mentioned documents are to be submitted towards proof of identity. 
9. Passport. 
10. PAN card. 
11. Voter's identity card. 
12. Driving licence. 
13. Job card issued by NREGA, signed by a State Government officer. 
14. Aadhaar card. 

How To Check Aegon Life Insurance Policy Status:

In order to follow the status of their policy and get information about the policy, policyholders who apply for an Aegon Life Insurance policy can check the status of their policy through a variety of channels.

Checking Policy Status Online:

By visiting the Aegon Life Insurance website and logging into the client portal, policyholders of Aegon Life Insurance can check the status of their policies online. The current status of an Aegon Life Insurance policy can be accessed by selecting the 'Policy' option on the webpage.

Checking Policy Status Offline:

Policyholders of Aegon Life Insurance may also verify the status of their policies offline by phoning the company's toll-free number. In order to prove their identity, policyholders must supply details such as their name, policy number, and birthdate.

Aegon Life Insurance Online Payment:

Most people get longer-term life insurance policies with flexible premium payment choices. Policyholders of Aegon Life Insurance have the choice of paying premiums on a monthly, quarterly, half-yearly, annual, or lump sum basis. For individuals who choose to pay on a recurring basis, paying the premium on time is crucial to prevent incurring late fees. Online premium payments have been made available by Aegon Life Insurance to make the process of paying the premiums for its customers quicker and more convenient. By doing this, policyholders can start their premium payments from anywhere, eliminating the need to physically visit a bank or a branch office to make the payment.

Making a payment online can be done by following the below process:

1. Visit the Aegon Life Insurance website and click on the 'Renew Online' option on the homepage.
2. Enter the policy number and date of the birth of the policyholder.
3. The amount to be paid will be displayed on screen.
4. Initiate the payment process through the options provided- credit card or debit card or net banking.
5. Once the payment is made, an acknowledgement will be displayed on screen and a receipt will be emailed to the official email address.

Aegon Life Insurance Customer Care: 

You can get in touch with the customer care of Aegon Life Insurance through one of the following channels: 

1. Tollfree number: 1800 209 9090 
2. Corporate number: 022 6118 0100 and 022 672 922 929 
3. Online buyer number: 1800 120 4433 
4. SMS contact: Type 'MENU' and send to 92210 10101 

Claim process with Aegon Life:

You can check the claim status by calling the company or emailing them.

Step 1: Intimate the company.

Step 2: Aegon pays out Fund Value.

Step 3: Settlement is done and benefits are paid out.

How to Switch Funds in ULIP Policy:

You can either:

1. Submit a requisition form.
2. Use the customer portal.
3. Call the company.

Premium payment options available for an Aegon Life Insurance policy:

You can pay your Aegon Life Insurance premium through any of the below option:

1. Net banking.
2. Debit/credit card.
3. Cheque.
4. In cash (at the branch).
5. Through standing orders.

ECS facility :

You can avail the ECS facility by using the following steps:

Fill out the ECS mandate.

Submit the filled out mandate with a cancelled cheque to the company.

1. Submit a requisition form.
2. Use the customer portal.
3. Call the company.