Religare Travel Insurance

Religare Travel Insurance Features and Benefits:

Sum Insured

Sum insured is US $ 25, 50 & 100 for Explore Asia Plan and the Explore Africa Plan. The sum insured for the Explore Europe policy is € 30 & 100, Explore Canada+ Plan is US $ 50 & 100, Explore Gold and Explore Platinum Plan is $ 50, 100, 300 & 500.

Hospitalization Expenses

Hospitalization expenses are covered under all the plans.

Upgradation to Business Class

The insured can upgrade themselves to business class seats while traveling under the travel insurance plans offered by Religare.

Personal Accident Cover

The Personal Accident cover offered under the Explore Asia Plan, the Explore Africa Plan, the Explore Canada+ Plan, the Explore Gold and Explore Platinum Plan is US $ 15,000. The Personal Accident cover offered under the Explore Europe Plan is € 10,000.

Common Carrier Accidental Death

Provisions are made for the insured individual under the Explore Platinum Travel Plan offered by Religare Travel Insurance, which covers death due to accidents caused to the common carrier. The provision is € 10,000.

Religare Travel Insurance Policy Cover:

1. Provides coverage for Inpatient and Outpatient treatment, whilst abroad.
2. Pre-Existing Diseases are also covered under this policy, if it is a life threatening medical condition that needs immediate attention.
3. Daily allowance is provided throughout the duration of your stay at the hospital, in order to provide for various expenses such as transportation, meals, communication, etc.
4. Covers costs incurred during emergency evacuation and transportation of the policyholder to a medical facility within the company’s network.
5. Covers expenses incurred from arranging transportation of an immediate family member for a compassionate visit, to the insured’s present location.
6. Provides coverage for expenses related to loss of checked-in baggage, that was on-board a Common Carrier. Expenses related to delay in receipt of the checked-in baggage for more than 12 successive hours, is also covered.
7. Reimburses expenses incurred during replacement of a lost passport/ getting a duplicate or fresh passport.
8. Covers all expenses incurred from delay in your journey due to specific reasons. Expenses incurred from cancellation or interruption of a trip, is also covered under this policy.
9. Personal Accident cover.
10. Around the clock assistance and support.
11. Cover for treatment in home country is also provided.

Religare Travel Insurance Policy Claims Process:

A travel insurance claim can be registered though the company’s Customer Service Centre or by contacting any of the helplines given in the Religare Insurance website or by contacting the company’s offices by phone/ email or in person.

Religare Travel Insurance Exclusions:

1. Expenses incurred due to the misuse of drugs or alcohol.
2. War or any war-like activity, and Nuclear perils or consequences arising therein
3. Contamination and other consequences of Ionising Radiation
4. Suicide, attempted suicide or intentional self-injury
5. Any hazardous sports or activities like bungee jumping, paragliding, rafting, etc.
6. Breach of law or criminal activities
7. Sexually transmitted diseases such as HIV, AIDS, etc.