PNB MetLife India Insurance

PNB Metlife India Insurance Company is one of the most reputed insurance companies that has declared profits for the past five financial years. It offers various types of plans ranging from simple protection plans to pension plans as per its customer's needs.

Why Choose PNB MetLife Insurance?

PNB MetLife Insurance

PNB and MetLife have been in the business together for the last 15 years and do not seem to be slowing down in the industry with so much growth and potential. However, that may not be a sufficient reason for an ordinary human to want to opt for their insurance products. Here are some reasons more well-defined than simply what you already know:

  • One of the most important things with the companies involved in this insurance providing group is the trust they have earned from their customers.
  • The company has reported continuous profits for the last 5 years, and considering their volumes.
  • All the products have highly flexible salient features, such as policy terms or sum assurance amounts. But that is not all, there are products that are already bespoke to the needs of an ordinary man to a multi-billion dollar organization with group insurance requirements.
  • It is essential that a company provides the finances required when the actual claim is made. This statistic breaks or makes an insurance company and PNB MetLife is no exception.
  • An international brand involvement somehow guarantees excellent services. MetLife is however, more than just a regular insurance company.

Types of Insurance Available from PNB MetLife:

Following are the plans offered by the PNB Metlife insurance company:

PNB MetLife Protection Plans:

 PNB MetLife protection plans provide financial security to your family in the form of assured monthly income or lump sum payments.

PNB MetLife Mera Term Plan Plus  : 

PNB MetLife Mera Term Plan Plus get a simple solution to provide your loved ones with financial security and protection

Entry Age

  1.  Minimum: 18 years   
  2.  Maximum: 60 years

Maturity Age

Without Return of Premium (RoP): 

  1. Minimum: 28 years     
  2. Maximum: 99 years (Life, Life Plus), 75 years (Life plus Health)      

With RoP:

  1. Minimum: 28 years   
  2. Maximum: 75 years

Policy Term

  1. Minimum: 10 years

Without RoP:

  1. Maximum: 99 years – entry age (Life, Life Plus)75 years – entry age (Life plus Health)

With RoP:

  1. Maximum: 40 years

Riders

  1. PNB MetLife Accidental Death Benefit Rider Plus   
  2. PNB MetLife Accidental Disability Benefit Rider   
  3. PNB MetLife Serious Illness Rider   
  4. PNB MetLife Critical Illness Rider

Sum Assured

  1.  Minimum: Rs.25 lakh   
  2.  Maximum: No limit

Premium Payment Mode

  1. Monthly     
  2. Quarterly     
  3. Half yearly   
  4. Yearly

Premium Payment Term

  1.  Regular Pay     
  2. Single Pay     
  3. Limited Pay (5, 10, 15, 20, pay till the age of 60 years)

PNB MetLife Saral Jeevan Bima:

Entry Age

  1. Minimum: 18 years           
  2. Maximum: 65 years

Maturity Age

  1. Minimum: 23 years
  2.  Maximum: 70 years

Premium Payment Mode

  1. Monthly
  2. Half yearly         
  3. Yearly

Sum Assured

  1. Minimum: Rs.5 lakh           
  2. Maximum: Rs.25 lakh

PNB MetLife - POS Suraksha 

Entry Age

  1. Minimum: 18 years           
  2. Maximum: 55 years

Maturity Age

65 years

Policy Term

  1. 10 years       
  2. 15 years

Sum Assured

  1. Minimum: Rs.50,000
  2. Maximum: Rs.25 lakh

Premium Payment Term

  1. 5 years
  2. 10 years       
  3. 15 years

Income Payout Period

10 years

Premium Payment Mode

  1. Monthly
  2. Half yearly       
  3. Yearly

PNB MetLife Mera Jeevan Suraksha Plan

Entry Age

  1. Minimum: 18 years
  2. Maximum: 65 years

Maturity Age

  1. Minimum: 28 years
  2. Maximum: 80 years

Benefit Options

  1. Lump Sum
  2. Fixed Income
  3. Life Partner
  4. Increasing Income

Policy Term

  1. Minimum: 10 year       
  2. Maximum: 40 years

Premium Payment Mode

  1. Monthly
  2. Half yearly
  3. Yearly

Sum Assured

  1. Minimum: Rs.25 lakh       
  2. Maximum: No limit

Premium Payment Term

Regular pay

Annualised Premium

  1. Minimum: Rs.3,885
  2. Maximum: No limit

PNB MetLife Income Protection Plan 

Entry Age

  1. Minimum: 18 years   
  2. Maximum: 55 years

Maturity Age

75 years

Plan Options

  1. 100% RoP
  2. 110% RoP
  3. 130% RoP           
  4. 150% RoP

Policy Term

  1. 15 years       
  2. 20 years

Premium Payment Term

Limited pay: ·

  1. 5 years
  2. 7 years         
  3. 10 years

Premium Payment Mode

  1. Monthly
  2. Half yearly       
  3. Yearly

Sum Assured

Maximum: Rs.10 lakh

PNB MetLife Dental Care Plan 

Entry Age 

  1. Minimum: 18 years         
  2. Maximum: 65 years

Sum Assured

Rs.50,000

Total Premium

Rs.3,250

Online Savings

7.50%

Premium after Savings

Rs.3,006

Premium Payment Frequency

Single

Policy Term

6 months

PNB MetLife Aajeevan Suraksha Plan 

Coverage Options

  1. Fixed Term Cover       
  2. Whole Life Cover

Entry Age

  1. Minimum: 18 years
  2. Maximum: 65 years

Maturity Age

  1. 80 years (Fixed Term Cover)           
  2. 99 years (Whole Life Cover)

Benefit Options

  1. Lump Sum
  2. Fixed Income
  3. Life Partner       
  4. Increasing Income

Sum Assured

  1. Minimum: Rs.25 lakh           
  2. Maximum: No limit

Premium Payment Term

  1. Single pay: Single premium payment at the start of the policy
  2. Limited pay: 5 to 15 years         
  3. Regular pay (Regular Pay can be availed only with Fixed Term option)

Rider Options

  1. PNB MetLife Serious Illness Rider     
  2. PNB MetLife Accidental Death Benefit Rider Plus

Premium Payment Mode

  1. Monthly
  2. Half yearly           
  3. Yearly

Mera Mediclaim Plan 

Entry Age

Protection:

  1. Minimum: 18 years
  2. Maximum: 65 years 

Health:

  1. Minimum: 5 years (individual), 91 days with at least 1 insured person aged 18 years or above (floater)       
  2. Maximum: 65 years

Maturity Age

Protection:

  1. Minimum: 28 years
  2. Maximum: 80 years             

Health:

  1. Lifelong on continuous renewals

Premium Payment Mode

Monthly, quarterly, half yearly, yearly

Policy Term

Protection: 

  1. Minimum: 10 years
  2. Maximum: 40 years                                                                                                                                                                                                                 

Health:

1/2/3 years

PNB MetLife Income Protector Plus 

Entry Age

  1. Minimum: 25 years       
  2. Maximum: 60 years

Maturity Age

75 years

Plan Options

  1. Term Cover           
  2. Term with Return of Premium Option (TROP)

Benefit Payout Period

  1. 240 months
  2. 180 months           
  3. 120 months

Premium Payment Mode

  1. Monthly
  2. Half yearly
  3. Yearly
  4. PSP

Monthly Income Options

  1. Rs.10,000
  2. Rs.25,000
  3. Rs.50,000
  4. Rs.75,000
  5. Rs.1 lakh

Policy Term

  1. 10 years
  2. 15 years       
  3. 20 years

PNB MetLife Savings Plans:

PNB MetLife Savings Plans provide you with life insurance coverage while also assisting you to invest methodically, therefore producing long-term wealth to help you achieve your goals.  

PNB MetLife Guaranteed Future Plan

Entry Age 

Minimum:

  1. 12-year policy term: 6 years   
  2. 14-year policy term: 4 years 
  3. 15-year policy term: 3 years
  4. 16-year policy term: 2 years
  5. 17-year policy term: 1 year
  6. 18-year policy term and above: 0 (30 days)   

Maximum:

60 years

Maturity Age 

Single pay: 80 years

Limited pay: 75 years 

Sum Assured 

Minimum: 

  1. Limited pay: 10 x Annualised premium
  2. Single pay: 1.25 x Annualised premium                                                                                                                                                             

Maximum:

  1. According to the Board approved underwriting policyRs.25 lakh (POS channel) 

Premium Payment Mode 

  1. Single
  2. Monthly
  3. Half-yearly
  4. Yearly 

Annualised Premium 

  1. PNB MetLife Serious Illness Rider
  2. PNB MetLife Accidental Death Benefit Rider Plus 

PNB MetLife Smart Platinum Plus  

Entry Age 

Wealth Option:

  1. Minimum: 0 (30 days)
  2. 70 years     

 Wealth + Care Option

  1. Minimum: 18 years                                                                                                                                                                                                                     
  2. Maximum: 65 years 

Maturity Age 

  1. 80 years (Maturity Option 1)
  2. 99 years (Maturity Option 2) 

Minimum Sum Assured 

  1. Single Premium: Rs.1,87,500
  2. Regular/Limited Premium: Rs.3,36,000 

Policy Term 

  1. Maturity Option 1: 80 years – entry age
  2. Maturity Option 2: 99 years – entry age 

Premium Payment Mode 

  1. Monthly
  2. Half-yearly
  3. Yearly 

PNB MetLife Super Saver Plan  

Maximum Entry Age 

Annual Mode:

  1. Savings: 60 years 
  2. Savings + Family Care: 50 years 
  3. Savings + Health Care: PPT - 5, 7, 10 and 12 Pay - 55 years, For PPT 15 and Regular Pay - 50 years 

Minimum Maturity Age 

  1. Savings: 18 years
  2. Savings + Family Care: 28 years
  3. Savings + Health Care: 28 years 

Maximum Maturity Age 

  1. Savings: 80 years
  2. Savings + Family Care: 70 years
  3. Savings + Health Care: 5, 7, 10 and 12 Pay – 75 years, PPT: 15 Pay and Regular pay – 70 years 

Sum Assured 

  1. Minimum: Rs.2.2 lakh
  2. Maximum: According to the Board approved underwriting policy 

Premium Payment Term 

5, 7, 10, 12, 15 years and Regular pay 

PNB MetLife Bachat Yojana  

Entry Age 

  1. Minimum: 20 years
  2. Maximum: 60 years 

Maturity Age 

75 years 

Policy Term  

15 years 

Premium Payment Mode 

  1. Monthly, half-yearly, and yearly
  2. (ECS)Payroll Savings Program (PSP) 

Premium Payment Term 

10 years Limited Pay 

Sum Assured 

  1. Minimum: Rs.64,800
  2. Rs.5 lakh 

PNB MetLife Guaranteed Goal Plan  

Benefit Payout Options 

Option 1: Lumpsum Option

Option 2: Income + Lumpsum Option 

Income Payout Mode 

  1. Monthly
  2. Quarterly
  3. Half-yearly
  4. Yearly 

Minimum Entry Age 

Single Premium:

  1. Single Life: 0 (30 days)
  2. Joint Life: 18 years 

Maximum Entry Age 

Single Premium:

  1. Single Life: 65 years
  2. Joint Life: 60 years 

Premium Payment Mode 

  1. Monthly
  2. Quarterly
  3. Half-yearly
  4. Yearly 

Rider Options 

  1. PNB MetLife Accidental Death Benefit Rider Plus
  2. PNB MetLife Serious Illness Rider

PNB MetLife Pension Plans:

PNB MetLife pension plans enable you to set aside a portion of your assets to build over a defined length of time to earn a regular stream of income post retirement.  

PNB MetLife Immediate Annuity Plan  

Minimum Entry Age 

Standalone Annuity:

  1. Single Life: 30 years
  2. Joint Life: 40 years

Tied Annuity"

  1. Single Life: 0 years                                                                                                                                                                                                                
  2. Joint Life: 18 years 

Maximum Entry Age 

  1. Standalone Annuity: 75 years
  2. Tied Annuity: 90 years 

Annuity Payout Mode 

  1. Monthly
  2. Quarterly
  3. Half-yearly
  4. Yearly 

Minimum Annuity Payout 

Rs.1,000 per month 

Maximum Annuity Payout 

Subject to Annuitant’s entry age and purchase price 

PNB MetLife Grand Assured Income Plan   

Entry Age 

Minimum: 40 years

Maximum: 

  1. Life Annuity with Return of Purchase Price on Death or Survival: 65 years
  2. All Other Annuity Options: 84 years 

Purchase Price  

  1. Minimum Single Pay: Rs.1 lakh
  2. Minimum Limited Pay (5,7, and 10): Rs.30,000
  3. Maximum Purchase Price: No Limit 

Premium Payment Mode 

  1. Monthly
  2. Quarterly
  3. Half-yearly
  4. Yearly 

Minimum Annuity 

  1. Monthly: Rs.1,000
  2. Quarterly: Rs.3,000
  3. Half-yearly: Rs.6,000
  4. Yearly: 12,000 

PNB MetLife Retirement Savings Plan   

Entry Age 

  1. Minimum: 30 years
  2. Maximum: 64 years (Limited Pay 10 years), 65 years (Others) 

Vesting Age 

  1. Minimum: 50 years
  2. Maximum: 75 years 

Premium Payment Term 

  1. Single Pay
  2. 5 Pay
  3. 10 Pay
  4. Equal to Policy Term 

Sum Assured 

Minimum: 

  1. Regular Pay and Limited Pay 10 Years: Rs.3 lakh
  2. Limited Pay 5 Years and Single Pay: Rs.5 lakh             

Maximum:

  1. According to the Board approved underwriting policy 

PNB MetLife Group Plans 

PNB MetLife group plans offer life insurance to a group of individuals. In the event of the insured's death, these plans provide financial support for the beneficiary of the employee covered under the plan.  

PNB MetLife Group Flexi Term Plus  

Entry Age 

  1. Life Cover: 15 – 79 years (Employer-Employee groups), 15 – 65 years (Other groups)
  2. Other Covers: 18 – 65 years 

Maturity Age 

  1. Life Cover: 80 years (Employer-Employee groups), 66 years (Other groups)
  2. Extra Life Cover: 75 years (Employer-Employee groups), 66 years (Other groups) 

Policy Term 

  1. Single Pay: 1 month to 40 years
  2. Regular Pay: 3 months to 40 years 

Pay Out Options 

  1. Lump Sum
  2. Monthly Income or Lump Sum + Monthly Income 

Premium Payment Mode 

  1. Monthly
  2. Quarterly
  3. Half-yearly
  4. Yearly 

PNB MetLife Group Term Life Plus  

Entry Age 

  1. Minimum: 15 years
  2. Maximum: 65 years 

Maximum Maturity Age 

66 years 

Premium 

  1. Minimum: Rs.5,000 per scheme
  2. Maximum: No limit 

Group/Scheme size 

  1. Minimum: 50
  2. Maximum: No limit 

Group / Scheme size 

  1. Minimum: Rs.1,000
  2. Maximum: According to underwriting policy 

PNB MetLife Group Secured Gain  

Entry Age 

  1. Minimum: 18 years
  2. Maximum: 80 years 

Maximum Maturity Age 

According the Employer's Scheme Rules for each group insurance, with a maximum age of 99 years. 

Sum Assured 

  1. Minimum: Rs.5,000 per life
  2. Maximum: According to the Board approved underwriting policy 

Minimum Contribution 

Rs.1 lakh 

Minimum Policy Term 

1 year 

Group size 

  1. Minimum: 10 employees
  2. Maximum: No limit

PNB MetLife Complete Loan Protection Plan  

Entry Age 

Minimum: 

  1. 14 years – Education loans
  2. 18 years – All other loans                                                                                                                                                                                                       

Maximum:

  1. 75 years – Life Protection and Life Protection Plus
  2. 65 years – Accidental Safeguard, Critical Illness Safeguard and Disability Safeguard 

Maximum Maturity Age 

  1. 80 years – Life Protection and Life Protection Plus
  2. 75 years – Accidental Safeguard, Critical Illness Safeguard and Disability Safeguard 

Sum Assured per Member 

  1. Minimum: Rs.5,000
  2. Maximum: No limit 

Premium Payment Mode 

  1. Monthly
  2. Quarterly
  3. Half-yearly
  4. Yearly 

Group size 

  1. Minimum: 50
  2. Maximum: No limit 

PNB MetLife Loan and Life Suraksha  

Entry Age 

  1. Minimum: 15 years
  2. Maximum: 65 years 

Maximum Maturity Age 

70 years 

Sum Assured per Member 

  1. Minimum: Rs.5,000
  2. Maximum: No limit 

Policy Term 

  1. Single Pay: 2 years
  1. 5 Pay: 5 years
  2. 10 Pay: 10 years 

Group Size 

  1. Minimum: 50
  2. Maximum: No limit 

PNB MetLife Bima Yojana – (Group Micro-Insurance)  

Entry Age 

  1. Minimum: 18 years
  2. Maximum: 69 years 

Maximum Maturity Age 

70 years 

Premium Payment Term 

  1. Single pay: Single premium
  2. Limited pay: 60 months
  3. Regular pay: Equal to policy term 

Cover Options 

  1. Level Cover
  2. Reducing Cover 

Group Size 

  1. Minimum: 50
  2. Maximum: No limit 

Premium Payment Modes for Limited and Regular pay 

  1. Monthly
  2. Quarterly
  3. Half-yearly
  4. Yearly 

Sum Assured per Member 

  1. Minimum: Rs.1,000
  2. Maximum: Rs.2 lakh 

PNB MetLife Complete Care Plus  

Entry Age 

  1. Minimum: 18 years
  2. Maximum: 80 years 

Maximum Maturity Age 

81 years 

Minimum Premium 

Rs.2,915 per life 

Maximum Premium 

  1. Rs.8,18,86,000 per life
  2. Rs.1,000 crore per scheme 

Minimum Group/Scheme Size 

10 

Maximum Group/Scheme Size 

9,00,00,000 

Minimum Sum Assured per Member 

Rs.5,000 

Maximum Sum Assured per Member 

Rs.100 crore per life 

PNB MetLife Superannuation  

Entry Age 

  1. Minimum: 18 years
  2. Maximum: According to the scheme rules 

Maximum Maturity Age 

According to the scheme rules 

Minimum Group Size 

10 

Maximum Group Size 

No limit 

Minimum Policy Term 

Yearly renewable basis 

PNB MetLife Traditional Employee Benefits Plan 

Entry Age 

  1. Minimum: 18 years
  2. Maximum: 74 years 

Maximum Maturity Age 

According to individual employer’s scheme 

In-built Life Cover Benefit upon Death 

Rs.1,000 

Minimum Initial Annual Contribution 

Rs.1 lakh 

Maximum Initial Contribution 

Rs.500 crore 

Policy Term 

1 year (renewable) 

PNB MetLife Unit Linked Employee Benefit Plan  

Entry Age 

  1. Minimum: 18 years 
  2. Maximum: 74 years

Maximum Maturity Age 

According to individual employer’s scheme 

In-built Life Cover Benefit upon Death 

Rs.1,000 

Minimum Initial Annual Contribution 

Rs.1 lakh 

Minimum Initial Annual Contribution 

Rs.500 crore  

Policy Term 

1 year (renewable) 

How to Place Claims for Your PNB MetLife Insurance Policy?

Different insurance products may have different claim procedures. But generally life insurance has differences in more of documentation required based on the cause of the event. To give more clarity to the claim process, here is a general step by step process that the rightful claimant can follow to make it easier for all parties at MetLife:

Step 1: Collect all the documentation in one place. More clarity will be provided on what documentation may be necessary, but it generally involves or relates to the type of claim that is being made.

Step 2: You have to make sure that you have copies of the documentation in your system, and easily accessible for reference. The company will investigate the claim, which is why the claim process takes time.

Step 3: Get a copy of a claim form and submit it along with the documents, based on the requirements of your policy. Different types of policies require different types of documents.

Step 4: Once the submission is made, based on the acceptance or rejection of your policy, you will be notified through phone or email.

Step 5: The claim amount will be then transferred to the claimant's bank account.

Documentation for PNB MetLife Policy Application:

The following are the minimal documentation required for PNB Metlife policy application (not exhaustive list):

  1. Identity proof of policyholder and nominated
  2. Address proof
  3. Income Proofs and bank statements
  4. Application form
  5. Other documentation requested by the bank

How to Check Policy Status for PNB MetLife Insurance?

PNB MetLife has over 150 branch offices across the nation where customers can visit with their policy number, present it along with at most a form of identification, and learn more. You can, however, access information on the status of your insurance at your convenience from both your home and place of employment. Simply enter your policy information when registering on their website. From now on, all you have to do is go online, enter your login information and password to access your account, and you'll have access to all the information you require regarding your policy. Email and phone can also be used for this. The phone may be a more convenient means to access information for folks who are unfamiliar with digital media.

PNB MetLife Insurance Online Payments:

PNB MetLife insurance online payments are simpler than you think. The website has a page Billdesk - PNB MetLife Payment Gateway, which is dedicated to people with the requirement of paying premiums online. It also makes sense due to its convenience factors with people, allowing them to not only make regular premium payments but also do it at home or office. The other details that may be required of you, are payment related. It is also a safe mode of payment since you get an instant receipt for the same.

PNB MetLife Insurance Premium Calculator:

The first consideration when purchasing insurance is the level of protection needed for a certain individual. Both of these online calculators and the PNB MetLife Insurance Premium Calculator are accessible. Simply enter the information requested here, such as the sum assured and the term of the insurance product, and you will be given the monthly price. You must also be aware of the type of calculating technique being applied or the basis on which the premiums are computed. Since additional fees may also apply, you may not have a precise notion of the amount that will be your premium, but you will undoubtedly receive an estimate so that you can plan your monthly spending.

PNB MetLife Life Insurance Customer Care:

You can call the support team by calling on their toll free helpline number 1800-425-6969, via email, or by fax. Customer can also request for help by sending an SMS on the designated number provided by PNB MetLife for policy related queries.There is also a special section called 'Write TO Us', using which customers can register their concern/query with the customer support team.

FAQs on PNB MetLife Insurance:

  • What are the life insurance policies that PNB MetLife offers?

    MetLife offers protection plans, retirement plans, monthly income plans money back plans, investment plans, child plans, savings plan, rural plans, health plans and rider plans. Visit MetLife website to know more about the various products under each plan.

  • What are the documents that are to be submitted while applying for the insurance?

    You will have to submit your identity proof, age proof, address proof, income proof and PAN card documents while applying for the insurance.

  • What are the modes of premium payment available?

    The payments can be made through cheque, cash or through an online payment. You can also give a standing order for the bank to deduct the amount from your debit card or savings account to meet the payment of the policy.

  • How can I make life insurance more affordable?

    You can buy the life insurance when you are young as the premium payment will be lower. If you have the option to take a life insurance cover through a group insurance plan offered by your employer, take it.

  • How much life insurance do I need?

    You must consider how much your dependents will need to live comfortably and to be able to pay all the bills and meet other expenses while taking a life insurance. You can use the life insurance calculator that PNB MetLife is offering to determine how much insurance is right for you.

  • Can I change my beneficiary or nominee?

    Yes, you can change your beneficiary at any time till the maturity date of the policy. You will have to inform PNB MetLife and fill up the beneficiary change request form.

  • What is the free look period offered by PNB MetLife?

    You will get a 15-day free look period within which you can return the policy and you will get a full refund.

  • Can I surrender my policy?

    Yes, you are allowed to surrender the policy.

  • Can I take a loan on my life insurance policy?

    Yes, you can take a loan against a PNB MetLife Life insurance policy. You will have to submit a loan request form along with the assignment request form to the nearest branch.

  • What is PNB MetLife insurance public disclosure?

    The insurance company has to ensure that all the policies are transparent and all the information about the policy is shared with the people except the information of their customers and policyholders. The public disclosure from the insurance company advises and warns people of the fraudulent activities that take place, where people are asked for random information about their insurance. Neither is the information supposed to be shared, nor are they supposed to be asked by the insurance company just like that. Hence, the public disclosure states to stay aloof from such activities especially telecallers.

  • Can we make insurance online payments for PNB MetLife?

    Yes, the website allows you to pay online, through their online payment gateway for all the necessary payments needed to made, such as premiums or plan renewals.

  • Where can I find the PNB MetLife insurance application forms?

    Almost all applications are downloadable from the company website but one can also go to the 150 offices, nearest to his home. The branch locator online, will help to find the office nearest to you.

  • Where can I find the PNB Metlife Insurance forms such as surrender/ cancellation form, etc?

    All the claim forms are available online from the PNB MetLife website.

  • How can I change the nomination details in my policy?

    Download the beneficiary change request form online and submit it at a branch or mail it to the insurance company office nearest to you.

  • What are the minimum eligibility criteria for PNB MetLife policies?

    Like any other company, they need to ensure legitimacy in your requirement for insurance and assurance that you will pay the premiums whenever due. Hence the following are the most common eligibility criteria: Age between 18 years and 60 years (generally) and citizenship. Some also look for the minimum income requirement and an individual's credit score as well.

  • How to cancel PNB MetLife policy online?

    Simply download and fill in a Surrender Request Form sign it along with the original policy document and send it to a PNB MetLife branch.

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