HDFC Life Endowment Plans

1. This is a regular premium endowment plan which has the flexibility to choose a policy term ranging from 15 years to 30 years.
2. You can also get an additional sum assured for accidental death coverage.
3. The plan also participates in the profit of the specific participating fund through bonuses.
4. You have the convenience and flexibility to choose the premium payment frequency which can be monthly, quarterly, half-yearly or annually.
5. You get an option to go for a Short Medical Questionnaire if you wish to not avail the tedious medical tests although it is always advisable to go for the medical tests for disparities that may arise later.

3. HDFC Life Sanchay:

1. This is a non participating Traditional Plan featuring guaranteed Benefits
2. There are limited premium paying terms that include 5, 8 or 10 years.
3. You have the flexibility to choose policy term that ranges from 15 years to 30 years.
4. It also features a guaranteed additions of 8% or 9% of the Sum Assured on Maturity to your maturity benefit, that are accrued at simple rates for every completed year of the policy term.
5. The total guaranteed Maturity Benefit is generally between 220% to 325% of Sum Assured on the Maturity dated under the condition that all due premiums are paid.

4. HDFC Life Super Income Plan:

• Get income on a regular basis for a payout period between 8 to 15 years.
• Your Regular Income consists of Guaranteed Base Income (GBI) payouts, that varies from 8.0% to 12.5% of the Sum Assured on Maturity, which is payable every year.
• At the end of policy term you are also eligible for a Maturity payout , which consists of the aggregate of accrued bonuses as well as the the last guaranteed payout
• Your Regular Income and Maturity Benefit will be considered Tax Free under Sec 10(10D) of Income Tax Act, 1961.
• You also get Tax Benefit on premiums that are paid under Sec 80C of Income Tax Act, 1961.
• There are plan options with various combinations of premium payment and policy term to meet customised income goals.

5. HDFC Life YoungStar Udaan:

1. Three Maturity benefit options that include:
   1. Aspiration (Endowment benefit) - Large sum being payout at maturity
   2. Academia (Moneyback benefit) - The payouts during the last 5 policy years along with the first guaranteed payout that is higher than subsequent guaranteed payouts are given.
   3. Career (Moneyback benefit) - The payouts during the last 5 policy years along with the with last guaranteed payout higher than previous guaranteed payouts.
2. Two Death Benefit options to choose from include:
   1. Classic: Policy Terminates after the payment of death benefit
   2. Classic Waiver: Policy continues after payment of death benefit as well as Future Premiums waived
3. You have the flexibility to choose your policy term ranging between 15 to 25 years based on your child's future needs.
4. There is a Guaranteed Additions1 given during first 5 policy years, considering that is applicable.

6. HDFC Life Sampoorn Samridhi Plus:

1. This is a limited premium with an option to extend your life coverage up to 100 years under the whole .
2. The limited premium payment term equal to the policy term is less by 5 years.
3. You also have the flexibility to choose the policy term ranging from 15 to 40 years.
4. You also get guaranteed additions of up to 5% per annum that consists of the "Sum Assured on Maturity" for the first 5 years.
5. The plan also participates in the profit of the specific participating fund through bonuses from the first year.
6. You are also eligible for an additional sum assured in the case of accidental death during the policy term.

7. HDFC Life Uday:

1. Low ticket size with the help of the monthly premium which is as low as Rs 500 and annual premium is as low as Rs 5000.
2. Multiple term options are available that include:
   1. Payment of premiums for 8 years, enjoying cover for 12 years or 15 years.
   2. Payment of premiums for 10 years, enjoying cover for 15 years.
3. You also get guaranteed additions of 3% per annum during the first 5 policy years.
4. Avail bonuses that are declared at the end of each financial year.
5. You can also avail additional death benefit in the case of a death due to accident, of the policy holder.