Benefits of Equifax ePort

Features and Benefits of Equifax ePort

An online portal that can be used by banks, lenders, and other financial institutions – Equifax ePort portal provides access to a massive database of individual consumer credit information. It also has the following features, benefits, and functionalities:

1. Credit histories and behavioural patterns with debt are recorded, analysed, and presented as either a Credit Information Report or an Enhanced Credit Information Report.
2. The ePort offers one stop online access to a range Equifax products and services.
3. Individual consumer analytics are provided and a scoring system is in place to rate different borrowers based on past performance with debt.
4. The portal provides access to an ID Verification service.
5. Ensures regulatory compliance.
6. Helps mitigate fraud through the use of secure tokens and other role & location based logins, etc.
7. Individual User IDs are monitored, and data of deviations from previously recorded logins by time and user are computed to help detect fraud.
8. Sessions are automatically timed out after a certain length of inactivity to prevent hijacking.
9. Complete control of the application is given to the end-user.
10. Functions as a browser based application, and does not require specialised training.
11. Fully scalable design to grow with businesses.
12. Offers information and data readily in order to optimize the efficiency of customer support efforts.
13. Direct downloads help save time.
14. 24 / 7 accessibility to the entire range of services through the portal.
15. Fast and intuitive system that can help reduce response time to new applicants.