Home Loans in Kolkata

Home loans in Kolkata are available at interest rates ranging between 6.90% p.a. and 11.50% p.a. The loan providers offer a number of housing loan products which are accompanied with the benefits of nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan.

Home Loan Interest Rate in Kolkata

Interest Rates	6.90% p.a. to 11.50% p.a.
Processing fee	As per the terms and conditions of the bank
Maximum Loan Amount	As per the terms and conditions of the bank and the eligibility of the applicant
Maximum Tenure	Up to 30 years (differs from bank to bank)

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Best Home Loan Providers in Kolkata

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Home Loan Providers	Branch Location
State Bank of India (SBI)	State Bank of India (SBI), Bikash Bhavan, D F Block, Sector II, Bidhannagar, Kolkata, West Bengal, Pin – 700 091
Canara Bank	Canara Bank, 3, Park Street, Colootola, New Market Area, Dharmatala, Taltala, Kolkata, West Bengal, Pin – 700 016
HDFC Bank	HDFC Bank, P 34, Shah House, India Exchange Place, Dalhousie, Kolkata, West Bengal, Pin – 700 001
IDFC FIRST Bank	IDFC First Bank, 1st Floor, Saket Building, 44, Park Street, Mullick Bazar, Ballygunge, Kolkata, West Bengal, Pin – 700 016
PNB Housing Finance Ltd.	PNBHFL, 2nd Floor, South Block, Premises No. 7, Kyd Street, Kolkata, West Bengal, Pin – 700 016
Axis Bank	Axis Bank, No. 3/1/2, Ground Floor and 1st Floor, Armenian Street, PS, Bara Bazar, Kolkata, West Bengal, Pin – 700 001

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Eligibility and Documents Required

Purpose	Eligibility	Documents Required
Age	18 years to 75 years (differs from bank to bank)	PAN card, voter ID, passport, or driving license
Residency	Resident of India	PAN card, voter ID, passport, or driving license
Employment	Self-employed or salaried	Employee ID
Income	Salaried – From Rs.10,000 p.m. Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)	Last 3 month's salary slip Last 6 month's bank statements Last 2 yea'r' Form 16 and IT returns Previous 3 year's income tax returns Previous 3 year's profit & loss accounts with balance sheet Last 12 month's bank statements

Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.

Building your dream house in the 'City of Joy' is no longer just a dream. With a plethora of housing loans being offered by a host of loan providers in Kolkata, you can now easily avail one to build your dream house. You can also visit BankBazaar.com to find out the best deals as per your eligibility and make the most out of it. To compare and apply, visit the official website at www.bankbazaar.com.

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